TFS - The Financial Planning Specialists

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New! Client Education Guides. Click here to obtain more information...

Listed below are new Informational Guides designed to provide financial education to our clients. All guides are in PDF format and you will need Adobe Acrobat Reader to view them. If you don't have the Reader, you can download it free by clicking the link below.

Category	Title
Superannuation	Undeducted Contributions
	Salary Sacrifice Contributions
	Spouse Super Contributions
	Government Co-Contribution Scheme
Wealth Protection	New! Protecting Your Most Important Asset - Your Income
	Eliminate your debts in the event of death or disability
	New! Don't underestimate the value of a Homemaker
	Caring for your family when you are no longer able to
Investment Concepts	Wealth Accumulation
	Fixed Interest Investments
	Mortgage Funds
	The Effects of Inflation
	Australian Share Trusts
	Price/Earnings Ratios
	Dividend Yields
	International Share Trusts
	Dollar Cost Averaging
Taxation	Introduction
	Dividend Imputation
	Redundancy
	Discretionary Trusts
	Death Benefits

Estate Planning	Introduction
	Testamentary Trusts
	Estate Equalisation
Retirement Planning	Allocated Pensions
Retirement Planning	Centrelink Entitlements

General Advice Warning:

In preparing any advice in this site, TFS Group Pty Ltd (ABN 28 001 340 781) t/as TFS-The Financial Planning Specialists, has not taken into account any particular persons objectives, financial situation or needs. Investors should, before acting on this information, consider the appropriateness of this information having regard to their personal objectives, financial situation and needs. We recommend investors obtain financial advice specific to their situation before making any financial investment or insurance decision.

TFS Group Pty Ltd (ABN 28 001 340 781) t/as TFS-The Financial Planning Specialists, 26 Sowerby Street, Muswellbrook NSW 2333 is an Authorised Representative of GWM Adviser Services Limited (ABN 96 002 071 749) an Australian Financial Services Licensee. A member of the National group of companies.